self-employed

American  

[self-em-ploid, self-] / ˈsɛlf ɛmˈplɔɪd, ˌsɛlf- /

adjective

1. earning one's living directly from one's own profession or business, as a freelance writer or artist, rather than as an employee earning salary or commission from another.

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self-employed British  

adjective

1. earning one's living in one's own business or through freelance work, rather than as the employee of another

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Usage

What does self-employed mean? Self-employed means earning one's main income by getting paid directly for one’s work, such as by owning one's own business, as opposed to being an employee and getting paid by an employer. When people describe themselves as self-employed, it typically means that this is their primary way of earning income, and that they do it full-time—as opposed to working as an employee and doing freelance work on the side, for example. The term self-employed is often used by and applied to people who consider themselves business owners, freelancers, and entrepreneurs. Self-employed is sometimes used to collectively refer to self-employed people, as in This program is intended to help the self-employed. The state of being self-employed is self-employment. Example: I love being self-employed—my boss is amazing.

Other Word Forms

• self-employment
  noun

Etymology

Origin of self-employed

First recorded in 1945–50

Explanation

If you own your business or do freelance work, you're self-employed. Self-employed people don't work for an employer. When someone is employed, it means they work or have a job. When you're self-employed, you work and pay income taxes like any other worker, but the way your job is defined is different. You're either a business owner, or someone who does freelance jobs. You might be a self-employed plumber or a self-employed editor — either way, you work for yourself.

Example Sentences

See Examples For:

self-employed

Many “alternative” or association-style plans sold to the self-employed do not have MEC, which is why they are often cheaper than ACA plans.

From MarketWatch ● Sep. 12, 2026

And for the future, are there self-employed coverage options I’ve overlooked that don’t carry this kind of tail risk, short of simply going back to a full-price ACA plan?

From MarketWatch ● Sep. 12, 2026

In 2024, Ffion decided to become self-employed, renting a room at a beauty salon and chose to treat both men and women, seeing it as a niche in the town.

From BBC ● Aug. 30, 2026

The number of employees in the private sector rose by 57,900 last month and the ranks of the self-employed increased by 44,400, offsetting a drop of 27,000 in public-sector jobs.

From The Wall Street Journal ● Aug. 7, 2026

Scaramouche, a self-employed painter, was one of the best tennis players among people of colour in Johannesburg.

From "Kaffir Boy: An Autobiography" by Mark Mathabane